Car Finance Eligibility Checker

Check your eligibilty by setting a “monthly” budget or if you know the total amount you would like to borrow select “total”.

1. Apply online

The application process is very straight-forward. Simply tell us a little bit about yourself and how much you would like to borrow.

2. Get a quick decision

Get a quick decision and find the perfect car. If you would like help finding a car we are more than happy to do that too.

3. Fast Payout

Once the lender has done their final checks and if you can proceed, we’ll pay the dealer so all you need to do is pick up the car.

Frequently asked questions

Our experts have the answers

How does the finance calculator work?

Our car finance calculator will help you determine your budget for both PCP and HP, with no tricky calculations required. Simply set your monthly budget, your credit score and the length of your repayment period.

Your estimated APR will be calculated based on the details provided, to give you an accurate idea of how much your loan will cost.

Am i eligible for Car Finance?

You can check your eligibility in a matter of minutes by completing our eligibility checker. Don’t worry there is no impact on your credit rating. All that we ask is that you meet our minimum criteria.

  • Be in full-time employment
  • Have a full UK driving license
  • Be over 18 years of age
  • Earn over £1,000 per month

Do you require a deposit?

A deposit isn’t always required and we have zero deposit options available. If you don’t have the spare cash, you can always part-exchange your old vehicle towards the deposit for your next car.

Can I get car finance if I have a bad credit history?

Having a poor credit history doesn’t mean you can’t borrow money to buy the car you need, but it may mean some lenders won’t approve you.

We work with a handpicked panel of specialist lenders who are more interested in your credit future than your credit past. Our friendly team will help you find affordable finance that suits your individual circumstances.

Don’t just take our word for it
client reviews

I recently used these guys to sort out my car finance. The whole experience was easy and positive throughout. I was kept informed through every step of the process and it was made very easy for me.
David Higgins
Manchester
They searched high and low to find me the car that I wanted with the options I wanted at the right price. They were helpful and kept me informed the entire time. Great service, Very
Lauren Meeks
Southampton