Can you get car finance while in an IVA?
An IVA, or Individual Voluntary Arrangement, is a legal method of resolving debt problems. It…
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Let’s see how much you could borrow
Set a “monthly” budget or if you know the total amount you would like to borrow select “total”.
Car Finance Lenders
1. Apply online
Simply tell us a little bit about yourself and how much you would like to borrow by completing our short online application form.
2. Get a quick decision
Get a quick decision and talk over the finance options available with one of our experts. We can even help you find your perfect car.
3. Fast Payout
Once the lender has completed their final checks, we’ll pay the dealer so all you need to do is collect your car.
Finance types
Frequently asked questions
Our experts have the answers
Why come to Titanic Finance for vehicle finance?
We promise to make financing your next vehicle straightforward and hassle-free. We have partnered with one of the UK’s biggest car finance brokers. Creditplus share our vision and core values, like ourselves they are passionate about treating you fairly by ensuring you find a finance package that’s right for you.
We have a large panel of lenders who provide finance options for an array of individuals. From those self-employed to individuals with poor or less than perfect credit histories.
Am I eligible for Car Finance?
You can check your eligibility in a matter of minutes by completing our Car Finance Eligibility Checker. Don’t worry there is no impact on your credit rating. All that we ask is that you meet our minimum criteria.
- Be in full-time employment
- Have a full UK driving license
- Be over 18 years of age
- Earn over £1,000 per month
- Have 3 years UK address history
Don’t worry if you have a not so perfect credit history, we have a specialist panel of Lenders happy to consider your application.
Do I require a deposit?
A deposit isn’t always required and we have zero deposit options available. If you don’t have the spare cash, you can always part-exchange your old vehicle towards the deposit for your next car.
Can I get car finance if I have a poor credit history?
Having a poor credit history doesn’t mean you can’t borrow money to buy the car you need, but it may mean your choice of lenders is limited.
We work with a handpicked panel of specialist lenders who are more interested in your credit future than your credit past. Our friendly team will help you find affordable finance that suits your individual circumstances.
Let’s get you on the road
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Don’t just take our word for it
client reviews of our partner
I recently used these guys to sort out my car finance. The whole experience was easy and positive throughout. I was kept informed through every step of the process and it was made very easy for me.
David Higgins
Manchester
They searched high and low to find me the car that I wanted with the options I wanted at the right price. They were helpful and kept me informed the entire time. Great service, Very
Lauren Meeks
Southampton
Creditplus Representative example: borrowing £7,500 over 48 months with a representative APR of 18.9%, an annual interest rate of 18.9% (Fixed) and a deposit of £0.00, the amount payable would be £223.86 per calendar month, with a total cost of credit of £3,245.06 and a total amount payable of £10,745.06.